Select your account and the recipient, then enter the amount of money you want to send in the currency you’ve already chosen.On the screen that you’ll see after the recipient’s account is added, select “Return to Make Transfer.”.

Add the recipient’s personal information, including the home address connected with their bank account, and then add the recipient’s bank information.As you start completing the form, select “Yes” or “No” to answer the question, “Do you know the currency of this account?” Then, from the drop-down menu, pick the currency for the transfer.Choose the country where the recipient’s account is located.Complete authentication of the recipient and their account if this is a first-time wire transfer.Add a new recipient’s account information if you’re sending money to that recipient for the first time.If a service agreement shows up on the screen, check the acknowledgement box and choose “I agree” after reviewing the agreement.Choose “Transfer” and then “To/from other banks (includes wires).”.Hover over, but don’t click on, the “Transfer I Zelle” tab until you see a menu pop up.If you have an online checking or savings account, here are the many steps you’ll go through to do an international wire transfer: Bank of America notes that you may be able to get a better exchange rate through an online transfer rather than an in-person transfer.īank of America’s write transfer features are fairly straightforward (but a bit clunky) since the only way to do a wire transfer without visiting a branch is through an online Bank of America account. Also, Bank of America doesn’t charge a fee for international wire transfers sent in a foreign currency, and the exchange rate for that type of transfer is locked in upfront. However, one positive is that Bank of America does enable a customer to send money via wire transfer to over 200 countries in more than 140 currencies.

Some other international money transfer services allow money to be picked up at an affiliated location, delivered to a recipient’s home or even sent to a recipient’s mobile device. Some banks, such as Chase and Citibank, allow wire transfers through their app.Īnother drawback: An international wire transfer at Bank of America must be sent to a recipient’s bank account. Instead, you must do it through your online account or make an appointment at one of the bank’s 4,000 branches. But if you’re not a Bank of America customer, you can’t send wire transfers through the bank.Įven if you are a customer, one drawback of Bank of America (the country’s second largest bank based on assets) is that you can’t send a wire transfer through the bank’s app. If you’re a Bank of America customer, it’s not terribly complicated to execute a wire transfer, and the bank doesn’t charge a fee for certain transfers. Bank of America account holders are the only people who can use the bank’s wire transfer feature, and they might want to stick to domestic transfers and avoid international transfers.

Bank of america wire transfer